5. What will the certification examination cover?

The Dodd-Frank Act mandates that housing counselors demonstrate, by written examination, competency to provide counseling in each of the following areas:

  • Financial management.
  • Property maintenance.
  • Responsibilities of homeownership and tenancy.
  • Fair housing laws and requirements.
  • Housing affordability
  • Avoidance of, and Responses to, rental and mortgage delinquency and avoidance of eviction and mortgage default.