Ticket from Kathryn Oleszkowicz - Certification Exam

I took the exam yesterday, Sept 27. I remember one of the questions was about HOEPA and what it prohibited. The possible answers were prepayment penalties or balloon payments. I went back through the modules and it seems that both are prohibited by HOEPA. This seems like an error in the question design. Please address this concern in upcoming exam versions. Thank you.

email
koleszkowicz@greenpath.com
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