Register for the certification exam. Choose from online or in-person proctoring options, schedule an exam appointment, and submit payment. Access online proctored exams. Complete form and authorize transfer of passing results to FHA Connection. Registration for the certification exam in English or Spanish opened August 1, 2017.
The HUD Housing Counseling Program supports the delivery of a wide variety of housing counseling services to homebuyers, homeowners, low- to moderate-income renters, and the homeless. The primary objectives of the Program are to improve financial literacy, expand homeownership opportunities, improve access to affordable housing, and preserve homeownership.
To provide housing counseling services through HUD Programs, individuals must certify through HUD by:
Designed for individuals seeking to become HUD Certified Housing Counselors, this website offers free online training materials covering a broad range of topics, including responsibilities of homeownership and tenancy; avoidance of foreclosure and eviction; financial management; and fair housing. Offered to assist housing counselors in preparing for the upcoming, mandatory certification exam, the HUD Housing Counselors Training is available to anyone and it is not required for certification.
Minor edits and enhancements that do not affect content
New content on mortgage regulations and lender disclosure requirements, including Ability to Repay/Qualified Mortgage (ATR/QM) rule and TILA-RESPA Integrated Disclosure (TRID) rule; updates to TILA, RESPA, HOEPA rule content
Clarifications to exemptions of Fair Housing Act for sales and rental
Updates to Annual MIP rates for FHA loans
Minor edits and enhancements that do not affect content
New term: GSE loan or mortgage; updates for MHA terms