I have a learning disability, what can I do to pass the exam. It's more or less learning comprehension. no matter how much I study all the rules and regulations my brain shuts off." I cant take the overload, half of whats on the test we will never use. Although I do agree that it's important to understand the history but to go 9 layers deep is ridiculous. There are real estate questions and insurance questions on the exam that as a Foreclosure Counselor, we do not even talk about" I have spent countless hours for the past 8 months and keep on failing. there are hundreds of complaints about this exam causing mental stress and people losing their jobs over it. this is a good fairly wage position, to lose a job, a person loses their own home. in today's job market, it takes 3 years to find a job. How do I get approved for more time to take a test ?