Ticket from Michelle LaFosse - Training

In training section 4.1, the information regarding appraisals state **lenders are required to provide a free copy of all appraisal valuations obtained at least three days before the closing.

** it is helpful for clients to review the appraisal report with you in order to ID any improper factors used to determine the home's value, such as the racial or religious background of the neighborhood's residents.

Ticket from Kimberly White - Certification Exam

Dear Kim,
 
To cancel or reschedule an exam, sign into your account on HUDHousingCounselors.hud.gov. Select “Exam Center” at the top of the page, then select “Take Online Exam or Access Exam Details.” If you are already signed in, you can directly access the Exam Status Center

    Ticket from Site Administrator - General

    In order to be certified, an individual must both pass a standardized written examination covering six major topic areas, and work for an agency approved to participate in HUD’s housing counseling program. In other words, you can take the certification exam without being employed at a HUD-approved agency; however, to become certified you must pass the exam and work for a HUD-approved agency.