The Dodd-Frank Act mandates that housing counselors demonstrate, by written examination, competency to provide counseling in each of the following areas:
You must pass the exam demonstrating proficiency in all six Dodd-Frank competency areas.
All counselors will be required to successfully complete the HUD Certification Exam within one year from the date of publication of the Final Rule to be eligible to continue providing housing counseling related to HUD programs.
The Proposed Rule requires that an individual successfully pass the HUD Certification only once to become certified.
Washington, DC - In July 2010, Congress passed and President Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act. The Act created the Consumer Financial Protection Bureau (CFPB), the nation’s first federal agency whose sole focus is protecting consumers in the financial marketplace.
Since the Bureau opened its doors, it has concentrated on making consumer financial markets work better for the American people, and helping people improve their financial lives.
Washington, DC – Started as ‘National Homeownership Day’ under President Bill Clinton on June 5, 1995, within two years the week of June 5th became ‘National Homeownership Week.’ By 2002 under President George W. Bush, the week evolved into ‘National Homeownership Month,’ a time to raise awareness about homeownership and to celebrate families, communities, and the economic prosperity homeownership often brings.
Module Summary
As clients learn how to manage money, they will need guidance from housing counselors to recognize their options for safeguarding and building their assets. In this module, you’ll learn about different types of accounts and account features at financial institutions, such as banks or credit unions. Next, you’ll learn to emphasize the importance of short-term savings and retirement savings. Last, you’ll learn to identify opportunities for clients to take advantage of opportunities to increase income through income tax credits.
Module Summary It is important for housing counselors to understand the basics of fair housing and know what is protected by the Fair Housing Act, or FHA, in order to inform and empower clients effectively. In this module, you’ll learn about the history of housing discrimination, key provisions of the FHA, and basic terms and concepts necessary for identifying potential violations of fair housing law.
Learning Objectives By the end of this module, counselor will be able to:
Module Summary Whether clients seek counseling to transition away from homelessness or to prepare to purchase a home in the future, housing counselors can assist them in securing affordable rental housing. In this module, you’ll learn about concepts associated with the execution and termination of a lease agreement, the responsibilities of tenants and landlords regarding property maintenance, and steps to resolve disputes between landlords and tenants. You’ll also learn about renters insurance.
HUD's Office of Housing Counseling
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