Module 2.1 page 22 Back end ratio homeowners..."....clients with an FHA loan or Energy Efficiency Mortgage loan are 43% and 45% respectively." Now I flip the page to #24 and under Results...."...if Stella were to purchase the townhome, her back-end ratio would be 45.4%. wjocj exceeds the qualifying FHA limit of 41%." Choose one...it is either 41% or 43%. Module 2.2 page 10, knowledge check 1. There is no right answer for 4. Now logically because #s 1, 2, & 3 are assigned a correct answer # 4 would have to be B...however, USDA Credit Scores are 620 NOT 600.

To access the exam registration, you must be signed into your account on HUDHousingCounselors.hud.gov.

Once you are signed in, click on the “Exam Center” button on the home page, then click on “Register for Exam.” If you are already signed in, you can access the Register for Exam page directly.

Dear Counselor,

Your account has been manually unlocked.

Please note that the Forgot Password? tool will send a message to your email with a link to verify you as the account holder. The password reset does not provide a new password, and you will need to set a new account password after email verification.

Eligibility:
In order to be certified, an individual must both pass a standardized written examination covering six major topic areas and work for an agency approved to participate in HUD’s housing counseling program. In other words, you can take the certification exam without being employed at a HUD-approved agency; however, to become certified you must pass the exam and work for a HUD-approved agency.  

Is the test open to all even if you do not work for a housing counseling agency? Please advise. I do not work for a certified housing counseling agency but would like to take the test.

The system doesn't recognize the temporary password

If you are unable to recall your password, enter your account email in the Forgot Password? tool. Within a few minutes, you will receive an email with a link to verify that you are the account owner. You will need to set a new account password after email verification.

Online Proctoring Support or Questions

• Live Chat: Go to Online Proctoring Support, then click on “Click Here to Chat.”
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I'm a bit confused with date of January 1 2017, exam, if this meaning exam can be taken after this date. Or that is was for that date.