Ticket from Michelle LaFosse - Training

In training section 4.1, the information regarding appraisals state **lenders are required to provide a free copy of all appraisal valuations obtained at least three days before the closing.

** it is helpful for clients to review the appraisal report with you in order to ID any improper factors used to determine the home's value, such as the racial or religious background of the neighborhood's residents.

Ticket from Kimberly White - Certification Exam

Dear Kim,
 
To cancel or reschedule an exam, sign into your account on HUDHousingCounselors.hud.gov. Select “Exam Center” at the top of the page, then select “Take Online Exam or Access Exam Details.” If you are already signed in, you can directly access the Exam Status Center